When You Don't Read The Fine Print !

When You Don't Read The Fine Print !

A very important lesson most of us are going to learn about our finances , probably the hard way , is this strange thing called the ' Fine Print ' !

I still am perplexed by this strange method or style of these Banksters for giving us the worst side of the deal in the Fine Print !

Whenever , we ordinary people go to these financial institutions for our major drama of life , we are set against a strange character ! They will advertise as the most friendly and helpful people who are going to help or guide us to establish a stable living in an uncertain and unpredictable life ! This strange character actually makes us believe that they as bankers are really there to help us !! What a 

sad deceit and dishonourable way we get trapped by these sweet talking characters ! 

I sound upset and angry ? yes , I blood am !

First whenever , we go to take loans from this financial institutions , we are made to feel intimated by their aura ! The tallest buildings in the city ! The very official looking rooms that we are met in ! Their dress code and the whole atmosphere is created to give a cool chill down the spine ! We are made to appear as though we are begging to be helped and they , the mighty are going to help me ! The very set up is a con game ! Ooops ! That is a rather strong word or term I have used ! Getting emotional , am I ? When you have been hurt and left high and dry because of a small technical clause , you too will feel like I do !

Now , the story .

After years of hard work , that too honest hard work , I felt that I could buy a property for investment. I did get a wonderful property in the very heart of a major city in the world . Great investment location . The builders , brokers and the bankers all agrees that it was a great investment property ! I , being the greenhorn , newbie or simply immature to the ways of the world felt wonderful.

All went well , a very thick looking document called the contract was brought that I had to sign as agreeing to gods knows what ! Basically , my understanding is that I will and promise to pay the bank it's monies as interest . I was made to feel that I am on the right track to become the next property tycoon ! Anyway , looking at those thick loan contracts , I thought that at least , I should read them as I am putting my signatures . But , the bloody contract papers were just too thick and also too technical in their language ! Legal terms and language is another clever way to make us feel confused and lost , even if we or you think you are well educated ! 

When they saw me trying to read , they just appeared shocked and annoyed ! They told me to just sign as all are standard contracts ! Well , I did just that ! I signed ! 

All went well till after about 5-6 years , when I got a letter from the bank demanding all their money back as it was as per the contract ! Of course , I was shocked and taken aback ! How can I settle the huge amount in 2 weeks ! I asked the reason ?! Reason given is that once I pass 60 years , the loan has to be settled ! Why ? I am healthy , strong , still working and really enjoying and doing fairly well as a simple medical doctor . As per their reasoning , I have become a risk factor !! But , the property is still here with the bank !

I went to great lenght to reason that the said property is with them . The property is giving good rental and I have never even once defaulted on my payments . My track record is good . Okay , well , if they want their money back , give me sometime to think , make arrangements or even sell the property . It will take some time and meanwhile nobody is loosing any money !! The interest owed to the bank is going regularly to the bank ! That is what the bank is there for anyway ! 

Everything felt on deaf ears ! No amount of reasoning made any difference to the great mighty Banksters ! They can give a chance provided I disclosed all my other asserts and monies ! 

The end of this great saga was that the property was taken away and sold and I labelled as a defaulter and my status was that of bad credit ratings !! Hahahaha !! What a F@#% situation , to say the least !

As the drama was unfolding , I went within to my inner space and connected to the energies of detachment ! They advised me to just let go and enjoy a new lesson in my journey of life and living !

That I did , and here I am sharing another one of my financial ventures !

Hope you found it useful or helpful . Please, be very careful when it comes to this character called a Bankster ! There are simply no friendly banks or banksters ! 

I have been hurt as I lost my hard earned money . I maybe biased or prejudiced or whatever , maybe a fool or even mad ! I don't care, you just be careful !

And yes , Please read the Fine print ! 

Now I have expressed  my feelings and shared to you all, it feels good !

Take care and will meet soon . 

Amar.